Our Insurance Products
Comprehensive life and health insurance solutions for every need
Life Insurance
Protecting your family's income, and building a corpus along the way.
Term Life Insurance
The most cover for the least money
Pure protection. If the life assured dies during the term, the family receives the full sum assured — which is why term gives the largest cover for the smallest premium.
Key Features
- High sum assured at a low premium
- Cover sized to your income and loans
- Optional accidental death and disability riders
- Critical illness rider available
- Level premium for the whole term
Benefits
Family keeps its footing
Debt does not pass on
Biggest cover per rupee
Endowment Plan
Protection with guaranteed savings
Life cover and a savings plan in a single policy. Your family is paid if something happens during the term, and you receive a guaranteed lump sum if you survive it.
Key Features
- Life cover throughout the term
- Guaranteed lump sum on maturity
- Bonuses added where declared
- Builds a disciplined saving habit
- Loan facility against the policy
Benefits
Not market dependent
Corpus builds steadily
Cover plus savings
Money Back Plan
Payouts along the way, not just at the end
An endowment plan that returns part of the sum assured at fixed intervals during the term, while keeping the full life cover in force throughout.
Key Features
- Periodic survival benefit payouts
- Full life cover maintained after payouts
- Maturity benefit at the end of the term
- Useful for planned mid-term expenses
- Bonuses added where declared
Benefits
Money back at intervals
Full sum assured stays
Matches known expenses
ULIP
Life cover linked to the market
A Unit Linked Insurance Plan splits your premium between life cover and investment funds you choose. Returns follow the market, so these plans carry investment risk.
Key Features
- Choose your equity and debt fund mix
- Switch between funds as goals change
- Life cover alongside the investment
- Partial withdrawal after the lock-in
- Transparent, fund-linked returns
Benefits
Growth potential
Adjust as you go
Protection built in
Child Future Plan
Their education, guaranteed
Built around a child's education milestones. If the parent dies, the premium waiver benefit means the policy keeps paying itself and the planned payouts still arrive on schedule.
Key Features
- Payouts timed to education milestones
- Premium waiver on death of the parent
- Policy continues even if the earner is gone
- Guaranteed maturity benefit
- Lump sum or staggered payout options
Benefits
Funding stays on track
Policy self-funds
Arrives when needed
Retirement & Pension
Build now, draw an income later
Accumulate a corpus during your working years, then convert it into a regular pension for life. Annuity options can continue payments to a spouse or return the purchase price to the nominee.
Key Features
- Regular pension income after vesting
- Choice of annuity options
- Joint life annuity for spouse
- Return of purchase price variants
- Deferred or immediate annuity
Benefits
Pension for life
Joint life options
Save while working
Health Insurance
Covering hospital bills and treatment costs while you are alive.
Accident Insurance
Protection when you need it most
Comprehensive coverage against accidents and disabilities, ensuring financial security for you and your family.
Key Features
- Coverage for accidental death and disability
- Medical expense reimbursement
- Daily hospital cash allowance
- Ambulance charges covered
- Worldwide coverage available
Benefits
Round the clock coverage anywhere
Immediate financial support
Protect your loved ones
Individual Insurance
Your health, your priority
Tailored health coverage designed for individuals seeking comprehensive protection for their medical needs.
Key Features
- Hospitalization expenses covered
- Pre and post hospitalization care
- Day care procedures included
- No claim bonus benefits
- Cashless treatment at network hospitals
Benefits
Hassle-free treatment
Rewards for staying healthy
All medical needs covered
Family Insurance
Complete protection for your family
A single policy that covers your entire family with shared sum insured, making healthcare affordable and accessible.
Key Features
- Coverage for entire family under one policy
- Shared sum insured for flexibility
- Maternity and newborn coverage
- Children covered from day one
- Parents and in-laws can be included
Benefits
One premium for all
Kids protected from birth
Parents included easily
Cancer Care
Specialized cancer protection
Dedicated coverage for cancer treatment including chemotherapy, radiation, surgery, and supportive care.
Key Features
- Coverage for all stages of cancer
- Chemotherapy and radiation therapy
- Surgical procedures covered
- Organ donor expenses included
- Second opinion consultation
Benefits
Latest therapies covered
From diagnosis to recovery
Counseling support included
Cardiac Insurance
Heart health covered
Specialized coverage for heart-related conditions including surgeries, treatments, and ongoing cardiac care.
Key Features
- Bypass surgery coverage
- Angioplasty and stent procedures
- Pacemaker implantation
- Post-operative care included
- Cardiac rehabilitation support
Benefits
Specialized cardiac care
Fast claim settlement
Complete rehabilitation
Travel Insurance
Travel worry-free
Comprehensive travel coverage for domestic and international trips, protecting you from unexpected medical emergencies.
Key Features
- Medical emergencies abroad
- Trip cancellation protection
- Lost baggage compensation
- Flight delay coverage
- Emergency evacuation services
Benefits
Protected worldwide
Lost items covered
Cancellation coverage
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